Everyone is looking for the best financial advice. But we must understand that not every piece of advice, even from the most successful people, is appropriate for everyone. That is due to the fact that not everyone’s financial situation is the same. In order to efficiently organise our finances, we must first assess our existing financial situation and future needs. (more…)
The government’s circuit breaker measures will start tomorrow. Most shops will be closed, dining establishments which are open will only offer take outs or delivery. Most of us will be working from home while our students will start home based learning the day after.We are entering a very difficult phase. If we cannot flatten the COVID-19 curve, we will end up with DORSCON Red. We do not want that, do we? Please follow the measures so we can overcome this COVID-19 pandemic together. I know it is very difficult but our best contribution in this fight is to STAY HOME. For the elderly, this is most advisable – Senior Minister Goh Chok Tong (06 April 2020)
Many workplaces in Singapore have implemented work-from-home (WFH) measures as to lower human traffic in Singapore. In order to further reduce the risk in local transmission of COVID-19, Covid-19 Circuit-Breaker measures had been implemented. During Covid-19 Circuit-Breaker period, many companies and businesses must conduct their business and services through telecommuting from home. (more…)
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Very often financial consultant generally encourage you to set aside 6 months’ worth of your living expenses as a personal and/or family emergency fund, in case unforeseen situation happened in your life. But is 6 months of emergency fund really enough during Covid-19 pandemic? (more…)
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Once I meet up with a prospect who just got married, and so I asked how is marriage life? He gave an unforgettable replies, “do you know what woman and insurance have in common? They are both expensive and difficult to understand.” I have to agree to my prospect and told him that if he know how to treat them right, he will receive more than he gives for both, and this is how I (more…)
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Once I meet up with a prospect who just got married, and so I asked how is marriage life? He gave an unforgettable replies, “do you know what woman and insurance have in common? They are both expensive and difficult to understand.” This is part 2 of the original Top 5 Mistakes When Buying Insurance in Singapore part 1 article on Top 5 mistakes when buying insurance in Singapore. (more…)
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Have you ever heard yourself or heard someone feedback that they had obtain the wrong life insurance policies? I have been in insurance industry for more than 10 years and I had met with many different prospects, heard and handled many objections and reason on why they do not require insurance, this reminds me of a joke; “I was trying to educate life insurance policy to a prospect, and explain the importance in having adequate life insurance coverage, who kept insisting to me that his wife could always get remarried. Finally, I blurted out ‘have you looked at her lately?’ He took the policy …” (more…)